Medical, Dental & Wellness
Grow the practice without waiting on reimbursements.
Insurance pays in 45 to 90 days; staff, rent and equipment are due now. AXIS funds the gap, with decisions the same day and funding in as little as 24 hours.
Typical funding for Medical, Dental & Wellness
- Equipment Financing
$15K to $1M · funded in 2 to 5 days
- Business Term Loans
$25K to $500K · funded in 2 to 7 days
- Business Line of Credit
$10K to $250K · funded in 1 to 3 days
What owners use it for
What Medical, Dental & Wellness owners use funding for.
Insurance pays practices on its own schedule, not the practice's payroll schedule. AXIS funds equipment, staffing and growth against revenue while reimbursements work their way through the payer.
- Imaging, chairs and clinical equipment
- Bridging slow insurance reimbursements
- Adding providers or a new operatory
- Practice acquisition and buy-ins
Which product fits
Funding built for Medical, Dental & Wellness.
Three structures that show up most often for this industry. An advisor helps you pick based on your file.
Illustrative example
How the numbers can work.
A sample scenario, not a quote. Your amount, product and terms depend on your revenue and file.
Example: A dental practice wants to add a second operatory and a new imaging unit, but insurance reimbursements lag roughly 60 days behind the care already delivered. The practice finances the equipment itself, so the asset secures the loan and the payment stays fixed and predictable while receivables catch up.
| Equipment cost | $150,000 |
|---|---|
| Amount funded | $150,000 financed |
| Product | Equipment Financing |
| Funding time | 2 to 5 days |
The gap typically shows up 45 to 90 days after care is delivered, while claims move through the payer.
Who qualifies
Qualifying as a Medical, Dental & Wellness business.
- 6 months or more in business
- $10,000+ in average monthly revenue
- Personal credit score of 500+ considered (revenue matters more than the number)
- An active NPI number and any required state licensure.
Related reading
Read before you apply.
More on how this product works and what to expect before you apply.
Straight answers
Questions medical, dental & wellness owners ask.
Do you fund practices waiting on insurance reimbursement?
Yes. A line of credit or short-term advance can bridge payroll and rent while claims are still moving through the payer.
Can I finance equipment like imaging or dental chairs?
Yes, that is what equipment financing is built for. The equipment secures the financing, typically up to 100% of the purchase price.
Do you require an NPI number?
Typically, yes, along with state licensure where applicable and 3 to 4 months of practice bank statements.
Can funding help with a practice acquisition or buy-in?
Yes, a term loan is the usual fit for a lump-sum need like an acquisition or partner buy-in, with a fixed payment over 1 to 5 years.
What if my practice is newer than 2 years?
Our floor is 6 months in business with consistent monthly revenue. Bring recent statements and an advisor can tell you what fits the same day.
Other industries
Funding for other trades that run on cash flow.
Funding built for Medical, Dental & Wellness. Fast.
Two-minute application. Same-day decision. Funding in as little as 24 hours.
Soft credit pull. No obligation. No impact to your score.